Can You Afford Your Dream?



I say it all the time, but I am no expert.  I simply speak my mind and follow my heart and gut.  No matter how big my dreams have gotten, there’s a very striking sense of reality that sets in every now and then.  I could sit here everyday and write and work so hard that I feel fulfilled, but how does that pay my bills?  MY reality is, I need to work.  I need to survive.  I need to eat.  I can’t do any of that without actually working.  I’ve shed the normal 9-5 and don’t have to sit in an office every day, which is one goal that I’ve been able to achieve.  But achieving goals is simply a domino effect; once you reach one, it’s on to the next one and so forth.  For example, here is my goal list:

-Move out of Philadelphia

-Get my security clearance and a government job

-Get a lavish apartment

-Start writing in some capacity

-Get my blog site to generate revenue

-Get out of my 9-5 life and have free days

-Get my bartending license

-Start bartending

-Move out of DC

-Write for a large publication

As you can see, I named GOALS and not my dream(s).  My big dream is to become such a successful writer that it is my job!  Until then, I still have bills to pay and I still need to have a strong sense of reality that keeps me grounded.  I always have a goal that allows me to earn money because at this point, I don’t have the luxury of not working.  So, I ask all of you…can you afford your dream?

Would You Live in a Van for a Couple Years to Pay Off All of Your Student Loans?

Source: Yahoo! Finance

Source: Yahoo! Finance

I found a really cool story on Yahoo and I just had to share!  Ken Ilgunas, like many of us, was being swallowed up by student loans, but he refused to live a life of being in debt.  He decided to move to Alaska and pick up local jobs and lived where room and board was paid for completely.  Ken had a $9/hr job for the first year, which helped him pay off $18,000 of his $32,000 student loan. After 2 and a half years, he was totally debt free!  Well, it doesn’t stop there.  Ken decided to go back to school, but refused to make the same mistake twice.  To avoid needing student loans, he bought a cheap van and camped out in a deserted parking lot on Duke’s campus where he lived until completing his Master’s.  How amazing?!

Check out Mandi Woodruff’s article, detailing exactly how Ken Ilgunas made a debt free life for himself.

Click Here to Read About Ken’s Debt Free Life